Are Banks Open Tomorrow on Columbus Day 2025? What’s Closed on Indigenous Peoples’ Day

Monday, October 13, 2025, is a unique day in the United States, marking the observance of both Columbus Day and Indigenous Peoples’ Day. As the second Monday of October, it brings changes to government services, financial institutions, and mail operations across the country. If you’re planning a bank visit or expecting a package, here’s what you need to know.

Columbus Day has been a federal holiday since 1892, commemorating Christopher Columbus’ 1492 arrival in the Americas and often celebrated with parades honoring Italian-American heritage. In recent years, many states and cities have also embraced Indigenous Peoples’ Day on the same date to honor Native American history and culture. While Columbus Day remains a federal holiday, Indigenous Peoples’ Day is not federally recognized but is widely observed at the state and local levels.

Banks Will Be Closed on Columbus Day and Indigenous Peoples’ Day

If you plan to visit a bank on Monday, you’ll need to adjust your schedule. Major financial institutions including Bank of America, Wells Fargo, Capital One, PNC, Citibank, Truist, and JPMorgan Chase will close their branches for the federal holiday. However, Capital One Cafes will remain open in select locations.

Although physical branches are closed, customers can still access many services through online and mobile banking apps. ATMs will continue to operate, allowing cash withdrawals, deposits, and balance checks. Bill payments and transfers made online may still process on the next business day.

Because Columbus Day is a federal holiday, the Federal Reserve is also closed. This means that certain transactions, such as wire transfers and check clearances, could experience delays. Most banks will resume normal operations on Tuesday, October 14.

Post Offices Closed, But UPS and FedEx Remain Open

The U.S. Postal Service will close all retail locations and suspend regular residential and business mail delivery on Monday. This includes letters, standard packages, and in-person services at post office counters. However, Priority Mail Express will still operate, as it does 365 days a year, including on federal holidays.

Private carriers are handling the day differently. UPS will continue both pickup and delivery services on Columbus Day and Indigenous Peoples’ Day. UPS Store locations will remain open as usual. FedEx will also operate normally, with both pickup and delivery services available and FedEx Office locations remaining open nationwide.

This means if you’re waiting on an important shipment, it’s worth checking the carrier. Deliveries via USPS will pause for the day, but UPS and FedEx services should run without interruption.

What Else Is Closed or Open on October 13

Because Columbus Day is a federal holiday, most federal offices, courts, and non-essential government services will close. Many state and local government offices also shut down, although this can vary based on whether they observe Indigenous Peoples’ Day or Columbus Day.

Public schools in many districts will close, giving students and teachers a three-day weekend. Most retail stores, restaurants, and supermarkets will remain open, though some may have reduced hours. Always check ahead for local schedules, especially in areas where Indigenous Peoples’ Day is officially observed.

For travelers, public transportation systems typically operate on a regular or holiday schedule. Airports remain open, though some ticketing or administrative offices could have reduced staffing.

In short: Banks and post offices will be closed on Columbus Day and Indigenous Peoples’ Day 2025, but private shipping services and most retail businesses will continue normal operations.

FYI (keeping you in the loop)-

Q1: Are banks open tomorrow on Columbus Day 2025?

No. Most major banks including Bank of America, Wells Fargo, Chase, and Citibank will be closed on Monday, October 13. Online and mobile banking remain available.

Q2: Will post offices be open or deliver mail on October 13?

No. All USPS post offices will close and regular mail delivery will pause. Only Priority Mail Express will operate.

Q3: Is UPS open on Columbus Day and Indigenous Peoples’ Day?

Yes. UPS pickup, delivery, and store locations will remain open and fully operational on October 13.

Q4: Will FedEx deliver packages on Columbus Day?

Yes. FedEx services and offices will remain open and operate as usual on Columbus Day and Indigenous Peoples’ Day.

Q5: Are government offices and schools closed on Columbus Day?

Most federal offices and many schools will close on October 13. Some local offices may remain open if they do not observe the holiday.