Do You Need Travel Insurance for International Trips?

International travel is thrilling—new landscapes, cultures, foods, and adventures await. But amid all the excitement, one crucial question often gets overlooked: Do you need travel insurance for international trips? In 2025, as global travel continues to rise post-pandemic, travel insurance is no longer just a suggestion—it’s a smart, and often mandatory, necessity for every globe-trotter.

Do You Need Travel Insurance for International Trips?

The short answer is yes. Do you need travel insurance for international trips? Absolutely—especially in 2025. Many countries now require proof of travel insurance for visa approval or border entry. Beyond that, travel insurance acts as your safety net, protecting your health, finances, and plans when the unexpected strikes far from home.

What Does Travel Insurance Cover?

Depending on your provider and policy, travel insurance may include coverage for:

• Medical emergencies and hospitalization
• Trip cancellation or interruption
• Lost, stolen, or delayed luggage
• Flight delays or missed connections
• Emergency evacuation and repatriation
• COVID-19 treatment (included in many 2025 policies)

Top Benefits of Having Travel Insurance

• Peace of mind when traveling internationally
• Financial protection against trip disruptions
• Coverage for emergency medical treatment abroad
• Support services like 24/7 helplines, embassy contact, and legal assistance

Is Travel Insurance Mandatory?

In 2025, many countries have made travel insurance mandatory for entry. Examples include:

• Schengen Zone: Requires €30,000 coverage for medical emergencies
• Thailand, UAE, and Turkey: Require proof of insurance for visa-on-arrival or long-stay visas
• USA and Canada: Strongly recommended due to high healthcare costs

Countries Where Travel Insurance is Compulsory (2025)

• Russia
• Argentina
• Chile
• Israel
• Cuba
• Iran
• Ecuador (for Galápagos Islands entry)

How to Choose the Right Travel Insurance Policy

1. Determine Your Travel Style

• Business traveler, backpacker, family vacationer, or student?
• Choose a plan that suits your needs—basic or comprehensive

2. Check the Inclusions and Exclusions

Read the policy documents thoroughly. Some cheaper plans may exclude adventure sports, pregnancy, or pre-existing conditions.

3. Consider Coverage Limits

Make sure the medical coverage is sufficient for your destination. In places like the US, a policy with at least $100,000 coverage is advisable.

4. Select a Reputable Provider

Look for companies with global emergency assistance and strong customer service records. Well-known options include Allianz, Tata AIG, World Nomads, and ICICI Lombard.

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FAQs

Is travel insurance required for international travel?

Yes, in many countries it is mandatory, especially in the Schengen Zone and parts of Asia and Latin America.

What does international travel insurance usually cover?

Coverage includes medical expenses, trip cancellation, lost luggage, and emergency evacuation, among others.

How much does international travel insurance cost?

It varies, but expect to pay around $40–$150 for a two-week international trip depending on destination and coverage.

Can I buy travel insurance after booking my flight?

Yes, but buying early offers more benefits like trip cancellation coverage and peace of mind.

Which countries require travel insurance in 2025?

Most Schengen countries, UAE, Turkey, Thailand, and others require valid travel insurance for entry or visa approval.