How to Open a Bank Account Online in Bangladesh

In the age of digital convenience, visiting a bank branch and waiting in long queues has become a thing of the past. With growing digitization in Bangladesh’s financial sector, anyone can now create a bank account from their smartphone or computer—without leaving home. If you’re wondering how to open a bank account online, this guide walks you through the exact steps, documents required, and safest platforms to get started in 2025.

How to Open a Bank Account Online in Bangladesh

The process of how to open a bank account online in Bangladesh has been streamlined by banks to make financial inclusion accessible for all. This is especially beneficial for students, freelancers, homemakers, and those in remote areas. Leading banks like BRAC, Dutch-Bangla Bank (DBBL), Islami Bank, and Bank Asia now offer fully digital onboarding services for opening a savings or current account.

1. Choose the Right Bank for Your Needs

Before opening an account, determine your purpose—whether it’s savings, salary receipts, freelancing income, or daily transactions. Popular options include:

• DBBL Rocket Digital Account: Linked to mobile wallets for instant transactions.
• BRAC Bank Astha Account: Supports eKYC and in-app banking.
• Bank Asia SMART Account: Offers video KYC and quick approvals.

2. Visit the Bank’s Official Website or Mobile App

Most banks now allow full application via mobile apps or web portals. You’ll typically find an option like “Open Account Online” or “Apply for eKYC Account.”

• Download the app or open the bank’s secure website.
• Click on the digital account application section.
• Supporting keywords: eKYC, digital onboarding, online banking Bangladesh.

3. Submit Required Information and Documents

You’ll need to upload or capture live photos of documents for KYC compliance. This usually includes:

• National ID (NID) front and back.
• Passport-sized photo.
• Mobile number linked to NID.
• Occupation and source of income declaration.

Some banks also ask for a live selfie or video call to complete eKYC.

4. Complete Verification via OTP or Video Call

Once your documents are uploaded, banks typically verify your identity using two methods:

• OTP verification: An SMS is sent to your registered phone number for account confirmation.
• Video verification: A brief video interaction or AI-based selfie matching is used for real-time approval.

This ensures compliance with Bangladesh Bank’s digital KYC norms.

5. Fund Your New Account and Start Using It

After verification, your new digital bank account is activated. You’ll receive account details via SMS or app notifications. To start using it:

• Transfer funds from bKash/Nagad or another bank.
• Enable mobile and internet banking features.
• Order a debit card (if applicable).

Top Banks Offering Online Account Opening in Bangladesh

• BRAC Bank Astha: Full app-based banking with savings and salary accounts.
• Bank Asia SMART: Self-onboarding with eKYC and 24/7 account access.
• Islami Bank eAccount: Shariah-compliant digital savings account with MFS linkage.
• DBBL Rocket: Mobile-linked bank account with agent and ATM access.

Benefits of Online Bank Accounts

• Zero paperwork—everything is done digitally.
• No need to visit branches or stand in queues.
• Secure with biometric or PIN-based logins.
• Linked to bKash/Nagad for easy fund movement.

Who Can Open an Online Bank Account?

Anyone over 18 years of age with a valid NID and a mobile number can open a bank account online. Some banks also offer student accounts and accounts for freelancers and homemakers with relaxed documentation.

Safety Tips for Opening Accounts Online

• Always use the official bank apps or websites.
• Ensure a secure internet connection while uploading documents.
• Don’t share OTPs or passwords with anyone.
• Check RBI or Bangladesh Bank regulations if dealing with international platforms.

Learning how to open a bank account online can empower you with modern banking access from anywhere in Bangladesh. With just a few clicks, your financial journey can begin today—securely and efficiently.

FAQs: How to Open a Bank Account Online in Bangladesh

Can I open a bank account online without visiting a branch?

Yes, many Bangladeshi banks now support full online account opening using eKYC, mobile apps, and document uploads.

Is it safe to open a bank account online?

Yes, as long as you use the bank’s official app or website, it’s secure. Most platforms also use biometric or PIN verification for extra safety.

What documents do I need?

You typically need your NID, passport-sized photo, and a mobile number registered in your name. Some banks may require a selfie or live video call.

Can I get a debit card for an online account?

Yes, after your account is verified and funded, you can apply for a debit card through the mobile app or website.

Which bank is best for online account opening?

Banks like BRAC Bank, DBBL, Bank Asia, and Islami Bank offer some of the best digital onboarding features in 2025.