Columbus Day, observed on Monday, October 13, 2025, is a federal holiday in the United States. It commemorates the arrival of Christopher Columbus in the Americas in 1492 and has been celebrated as a national holiday since 1892. The day also coincides with Indigenous Peoples’ Day, which honors the cultures and histories of Native American communities. Although Indigenous Peoples’ Day is not a federal holiday, it is officially recognized in many states and cities across the country.
Because Columbus Day is a federal holiday, government offices, postal services, and certain financial institutions will be closed. However, many businesses and markets will operate as usual. Here’s a complete guide to what’s open and closed on Oct. 13, 2025.
Federal Status and Government Services on Columbus Day
Columbus Day is one of 12 federal holidays in the United States. As a result, most federal and state government offices will be closed on Monday, Oct. 13. This includes agencies such as the Social Security Administration, the Internal Revenue Service, and local government offices. Courts will also be closed for the day.
Trash collection schedules and other municipal services may be adjusted depending on your city or county. Some public transit agencies may operate on modified schedules, so it’s best to check with your local transportation provider before planning your commute.
Indigenous Peoples’ Day, first proclaimed by President Joe Biden in 2021, is not a federal holiday, meaning federal agencies remain closed due to Columbus Day rather than the Indigenous observance. However, many states and cities celebrate Indigenous Peoples’ Day instead or alongside Columbus Day with cultural events, parades, and educational programming.
Mail, Banks, and Shipping: What’s Closed and What’s Not
All U.S. Postal Service locations will be closed on Oct. 13, and there will be no regular mail delivery or retail services. Priority Mail Express will still operate as it does every day of the year, including holidays.
Banks such as Bank of America, Wells Fargo, JPMorgan Chase, Citibank, Truist, PNC, and Capital One branches will close for the day. However, Capital One Cafes will remain open. ATMs and online banking services will continue to be available for most customers.
Shipping services will function largely as normal. UPS will offer regular pickup and delivery services, and UPS Store locations will be open. FedEx will also operate on its usual schedule, including delivery and pickup services, and FedEx Office locations will remain open.
Stock Market, Retail, and Everyday Services
While government offices and banks close, U.S. financial markets remain open. Both the New York Stock Exchange (NYSE) and Nasdaq will operate during regular hours on Monday, Oct. 13. The U.S. bond market, however, will be closed in observance of the holiday, according to the Securities Industry and Financial Markets Association.
Most grocery stores, restaurants, and retail chains will be open on Columbus Day and Indigenous Peoples’ Day. Big-box retailers like Walmart, Target, and Costco are expected to maintain regular operating hours. Still, it’s wise to check with your local store, as some smaller businesses may choose to close or adjust hours.
Public libraries and some schools may close, depending on state and district policies. Many public schools, particularly in states that recognize Columbus Day as a holiday, will not hold classes.
In short, Oct. 13, 2025, will bring closures for government services, courts, banks, and postal operations, while most private businesses, shipping services, and stock markets continue as usual. Columbus Day remains a federal holiday, while Indigenous Peoples’ Day continues to gain recognition across the country.
FYI (keeping you in the loop)-
Q1: Is Columbus Day a federal holiday?
Yes, Columbus Day is a federal holiday, meaning government offices, courts, and postal services are closed. It is observed on the second Monday in October.
Q2: Is Indigenous Peoples’ Day a federal holiday?
No, Indigenous Peoples’ Day is not a federal holiday, but it is recognized in many states and cities and observed on the same day as Columbus Day.
Q3: Are post offices open on Columbus Day?
No, all U.S. Postal Service locations are closed on Columbus Day. Priority Mail Express remains available 365 days a year.
Q4: Is the stock market open on Columbus Day?
Yes, both the New York Stock Exchange and Nasdaq remain open on Columbus Day. The U.S. bond market is closed.
Q5: Are grocery stores and restaurants open?
Yes, most grocery stores, restaurants, and retail stores operate on regular schedules. It’s best to check local hours.
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