A homegrown musician has become the unofficial voice of the Carolina Panthers. Michael Malloy, known as Carolina MiC, wrote a viral song that has captured the league’s attention. The track “If I Had $150,000” started as a silly social media post. It has now become a full-blown team rallying cry.

The song’s journey from a garage video to NFL broadcasts is remarkable. It highlights how fan culture can explode in the digital age. According to ESPN Radio, the tune has become a genuine phenomenon. This organic anthem has brought unexpected joy to a challenging Panthers season.
From Garage to Gridiron: The Song’s Meteoric Rise
The song first gained traction around July 4th of this year. Malloy posted a video of himself miming a money toss to the chorus. That simple choreography helped the clip go viral. He then added a second verse specifically about the Panthers in August.
The new lyrics, performed in front of a Panthers-themed wall, sealed its fate. The team and its fans embraced it completely. Since then, the track’s reach has been staggering. Malloy performed it live at a Panthers game against the Saints.
He also appeared on The Manningcast during a national broadcast. The song has earned shoutouts from franchise legends like Cam Newton. Former star Jonathan Stewart even had Malloy on his podcast.
The Man Behind the Mic: A Lifelong Musician and Fan
Michael Malloy is a 51-year-old father and tech enthusiast originally from South Carolina. His musical journey began in school band and later the Marine Corps band. After his service, he settled in Minnesota but never lost his passion for music or his Panthers.
He started creating his own songs in 2018. The viral hit was inspired by the quirky idea of having a specific, sizable sum. “It was just a fun song about having this weird amount of money,” Malloy explained. He counts “Weird Al” Yankovic and funk legends as his influences.
The attention still feels surreal to him. He has been gifted a custom Panthers jersey with his stage name. Meeting his favorite player, Jake Delhomme, was a pinnacle moment. For Malloy, the experience is a dream he is happily riding out.
The story of Carolina MiC proves a simple fan song can unite a community. His viral Panthers anthem shows the power of humor and heart in sports. It has provided a bright spot for a team and its supporters.
A quick knowledge drop for you
Q1: What is the name of the viral Panthers song?
The song is called “If I Had $150,000.” It was created by Carolina Panthers superfan and musician Michael Malloy, who performs as Carolina MiC. Its catchy chorus and team-specific verse made it a fan favorite.
Q2: How did the song get so popular?
It started with a viral social media video Malloy posted in July. The clip featured him doing a now-iconic money-toss dance. Panthers fans shared it widely, leading to performances at games and features on ESPN and CBS.
Q3: Has Carolina MiC performed the song live?
Yes, he has performed it multiple times. He debuted the full Panthers version at a team tailgate. He also performed it live during a game at Bank of America Stadium when the Panthers played the Saints.
Q4: Which Panthers legends have acknowledged the song?
Former quarterback Cam Newton and legendary running back Jonathan Stewart have both praised the track. Stewart featured Malloy on his podcast to discuss the song’s unexpected journey to fame.
Q5: What are Carolina MiC’s future plans?
Malloy has indicated he is “99% sure” he will release a full album. His main goal remains creating positive music that makes people smile and dance. He continues to enjoy his sudden role as a beloved figure in Panthers culture.
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