Real Estate in Dhaka: What to Know in 2025

In 2025, the real estate in Dhaka continues to be a dynamic and evolving sector, reflecting the city’s rapid urbanization, growing population, and shifting socio-economic landscape. As Bangladesh’s capital and commercial hub, Dhaka has become a magnet for real estate investment across residential, commercial, and mixed-use developments. Whether you’re a first-time buyer, seasoned investor, or a developer, understanding the latest trends, regulations, and market dynamics is essential for making informed decisions in this booming market.

Current Trends Shaping Dhaka’s Property Market

The Dhaka real estate market in 2025 is shaped by a blend of demand, policy changes, and technological transformation. Key trends include:

• High-rise Apartment Projects: Driven by space constraints and demand for modern living amenities.
• Smart Homes & Green Buildings: More developers are offering eco-friendly, energy-efficient homes with smart automation.
• Peripheral Growth: Areas like Purbachal, Bashundhara, Keraniganj, and Uttara are expanding rapidly due to better connectivity and lower prices.
• Commercial Real Estate Demand: The rise of startups and IT firms is increasing the need for office spaces in areas like Banani, Gulshan, and Mohakhali.

Residential vs. Commercial Real Estate

While residential real estate still dominates, commercial and mixed-use spaces are on the rise. Demand is driven by:

• Population Growth: Dhaka’s population exceeds 21 million, pushing housing demand.
• Changing Lifestyles: Nuclear families and remote work have influenced preferences for modern, multi-functional living spaces.
• Foreign Investments: Tech parks and economic zones are attracting global firms, increasing the demand for commercial buildings.

As Dhaka aims to transform into a smart city, integrating living, work, and leisure in one space is becoming more popular.

Real Estate Prices and Affordability

The average price of a standard apartment in central Dhaka is around BDT 14,000–20,000 per square foot. However, in emerging areas like Purbachal or Keraniganj, prices range between BDT 6,000–10,000 per square foot. Factors influencing real estate prices include:

• Proximity to schools, hospitals, and transport hubs
• Property size and construction quality
• Developer reputation and project location

Affordable housing schemes, low-interest home loans, and installment-based payment plans are helping the middle-class access property ownership.

Government Policies and Regulations

The government has introduced several policies to streamline and regulate the real estate in Dhaka:

• Digitized Land Records: Reducing land ownership disputes and fraud
• REHAB Regulations: Ensuring ethical practices among developers
• Building Code Enforcement: Mandating safety and sustainability standards
• Real Estate Tax Incentives: Especially for first-time homeowners and green buildings

These measures are intended to increase transparency and investor confidence in the sector.

Financing and Loan Options

Financial institutions in Bangladesh offer various mortgage options. Interest rates as of 2025 range between 7–9%, depending on creditworthiness and loan tenure. Leading banks like BRAC, City Bank, and Eastern Bank offer housing loans with flexible EMI options.

Microfinance programs also play a key role in financing semi-urban housing. Read more about microfinance in Bangladesh and how it supports low-income homebuyers.

Risks and Considerations Before Buying Property

While the sector is promising, potential buyers should consider:

• Legal Verification: Always verify land deeds and project approvals through city development authorities.
• Construction Delays: Choose developers with a proven track record.
• Location-Specific Factors: Assess flood zones, traffic congestion, and future development plans.

Additionally, developers are encouraged to maintain financial transparency and adhere to handover timelines to build trust with customers.

Popular Residential Zones in Dhaka

• Gulshan & Banani: Premium high-rise living, embassies, corporate HQs
• Dhanmondi & Mohammadpur: Established neighborhoods with educational and healthcare institutions
• Uttara & Mirpur: Family-friendly zones with growing amenities
• Purbachal: A government-planned mega township attracting new development

Each area has unique advantages based on infrastructure, lifestyle preferences, and budget.

Technology’s Role in Real Estate

The integration of technology is revolutionizing real estate in Dhaka:

• Online property portals for virtual tours and comparison
• Blockchain for secure land transactions
• AI-driven pricing tools and investment projections
• Mobile apps for EMI tracking and document management

These innovations are empowering both buyers and developers to make data-driven decisions.

The real estate in Dhaka is thriving in 2025, backed by infrastructure upgrades, policy reforms, and digital transformation. While prices remain high in central areas, peripheral zones offer excellent potential for both residential and commercial investments. With informed planning, risk assessment, and a long-term vision, the Dhaka real estate market offers immense opportunities for growth and wealth creation.

FAQs: Real Estate in Dhaka

1. Is it a good time to invest in real estate in Dhaka?

Yes, especially in developing zones like Purbachal and Uttara where infrastructure is improving.

2. What’s the average apartment price in Dhaka?

It ranges from BDT 6,000 to 20,000 per sq. ft. depending on location and quality.

3. Can foreigners buy property in Bangladesh?

Generally no, unless under special investment schemes approved by the government.

4. How can I verify a property’s legality?

Check documents via RAJUK and consult legal professionals for due diligence.

5. Which banks offer home loans in Dhaka?

BRAC Bank, Eastern Bank, and City Bank offer competitive mortgage plans.

6. What are green buildings?

Structures built using eco-friendly designs and materials, often eligible for tax incentives.