Social Security Tax Forms Mailing December 26: Key Details for 2025 Returns

The Social Security Administration is alerting millions of Americans. Beneficiaries should watch their mail starting December 26. Two crucial tax documents will be arriving.

These forms are essential for filing 2025 income tax returns in 2026. This alert comes due to recent changes in tax law. The updates may affect how benefits are taxed for many retirees.

Understanding the Two Essential Documents

The primary form is the SSA-1099, the Social Security Benefit Statement. It shows the total benefits you received during the previous year. This information must be reported on your federal tax return.

The second document is the SSA-1042S. This form is for non-citizens who received benefits. According to reports from Reuters, both forms begin mailing on December 26.

Most paper forms should arrive by the end of January. There is also a faster, digital option available for recipients.

Beneficiaries can access their forms online starting December 25. They simply need a personal “my Social Security” account. This allows for early preparation and avoids mail delays.

How Recent Legislation Impacts Your Taxes

This year’s forms carry added significance. Major new laws have changed the tax landscape for recipients. One key change is the One Big Beautiful Bill Act.

This act, signed in July, provides a temporary deduction. It allows eligible seniors to exclude $6,000 of Social Security income from federal taxes. This could lower tax bills or increase refunds for 2025.

Another major law is the Social Security Fairness Act. It repealed provisions that reduced benefits for public sector workers. Nearly 2.8 million people, like teachers and firefighters, are affected.

Some may receive increased benefits or lump-sum payments. This retroactive income could change the amount reported on their SSA-1099. Experts suggest some retirees may see larger tax refunds as a result.

Proper handling of these Social Security tax forms is critical for an accurate and timely return. Reviewing them early helps avoid unexpected liabilities or filing delays.

A quick knowledge drop for you

What are the two forms from Social Security?

The SSA-1099 is for most U.S. beneficiaries. The SSA-1042S is for non-citizens receiving benefits. Both detail your annual benefit income for tax reporting.

When can I get my form online?

You can download it from your “my Social Security” account on December 25. This is one day before paper forms start mailing. Online access is the fastest method.

Did a new law change Social Security taxes?

Yes. The One Big Beautiful Bill Act offers a $6,000 deduction on taxable benefits for 2025. This is a temporary measure to help lower federal taxes for eligible seniors.

Who is affected by the Social Security Fairness Act?

It mainly helps public sector pensioners, like teachers. About 2.8 million people may see benefit increases. Some could get retroactive lump-sum payments.

What if I don’t receive my form?

First, check your online account after December 25. If it’s not there by late January, contact the Social Security Administration. You can request a replacement.