What’s Open or Closed on Columbus Day 2025 in the USA

Columbus Day falls today, Monday, October 13, 2025. Many readers ask what’s open or closed on Columbus Day in the USA. Here is a clear, verified guide for mail, banks, markets, shipping, schools, and government services.

The federal holiday is observed nationwide. Many states and cities also mark Indigenous Peoples’ Day on the same date. Federal schedules drive most closures, but some services remain open. Check local hours where noted.

Columbus Day Hours and Closures: The Essential List

Federal government: Closed. Federal offices and agencies are not operating today. Courts that follow the federal calendar are closed.

USPS mail and Post Offices: Closed. There is no regular mail delivery or retail service. Priority Mail Express is the only exception in limited areas.

UPS and FedEx: UPS operates normal pickup and delivery on Indigenous Peoples’ Day. FedEx operates with modified service for certain products. Confirm cutoffs with your local counter if timing is critical.

Banks: Most bank branches are closed because the Federal Reserve is closed. ATMs and mobile apps remain available. A few retail-bank chains may open selected branches. Call your local branch before you go.

Stock market: Open. The NYSE and Nasdaq run normal trading hours.

U.S. bond market: Closed. Primary and secondary trading in U.S. dollar fixed income follows a full market close.

State, county, and city offices: Many are closed, including DMVs and local courts. Some jurisdictions that recognize Indigenous Peoples’ Day may close additional offices. Public libraries in many cities are closed.

Schools and universities: Many K-12 districts and some colleges are closed, but policies vary by state and district. Check your district calendar.

Transit: Most transit agencies run Sunday or holiday schedules. Verify timetables before commuting.

Retail and groceries: Major retailers, supermarkets, pharmacies, and big-box stores are generally open with normal hours. Some smaller businesses may adjust hours.

Parks and attractions: National parks and most museums are open. City facilities can vary. Check ahead if you need timed entry.

How Today’s Holiday Affects Your Errands and Money

Expect federal tasks to wait until Tuesday. That includes passport counters, Social Security field offices, and federal courts. Time-sensitive filings should be planned around the closure.

Bank branch closures mean in-person services pause for a day. Mobile deposits post on bank timelines. Wire transfers that rely on Fed settlement may queue to the next business day.

Markets split today. Equity trading remains available, but fixed-income trading pauses under the holiday schedule. If you rely on treasury settlements or bond price discovery, plan for the one-day gap.

Shipping runs, but details matter. UPS moves as normal. FedEx adjusts some products. USPS pauses standard delivery, which can add a day to some e-commerce orders that touch the postal network.

Bottom line: Columbus Day closures center on federal government, USPS, most banks, and the U.S. bond market. NYC and other stock exchanges are open. UPS delivers, and FedEx runs with limited modifications. If you need a government counter or a bank lobby, plan for Tuesday. If you need a package moved or a trade executed in stocks, you are covered today.

FYI (keeping you in the loop)-

Q1: Is mail delivered on Columbus Day?

No regular USPS delivery. Post Offices are closed. Only Priority Mail Express moves in select areas.

Q2: Are banks open on Columbus Day?

Most branches are closed because the Federal Reserve is closed. ATMs and apps work. Some retail-bank locations may open; call ahead.

Q3: Is the stock market open today?

Yes. NYSE and Nasdaq are open with normal hours. The U.S. bond market is closed.

Q4: Do UPS and FedEx deliver on Columbus Day?

UPS operates normally. FedEx runs with modified service for some products. Check local counters for cutoff times.

Q5: Are schools and DMVs closed?

Many public schools and DMVs are closed, but policies vary by state and district. Check local calendars.