The Bangladesh Bank foreign travel quota has been raised from $12,000 to $18,000 a year for adult travelers. The central bank announced the change in a circular issued on Sept. 6, giving banks a new ceiling to apply when they release foreign currency for overseas trips.

The higher ceiling does not mean every traveler will automatically receive $18,000. The amount remains an annual entitlement, and the release of foreign exchange still depends on the traveler’s documents, the authorized dealer bank and the other instructions in force.

The rule also sets a separate limit for people who want to carry US dollar notes. The central bank kept that cash-note ceiling at $5,000, so the larger annual entitlement cannot be read as permission to take the full amount in physical notes.

Children below age 12 have a lower entitlement. Bangladesh Bank said the limit for those minors will be 50 percent of the adult allowance, which puts the annual ceiling at $9,000 under the new arrangement.

The change gives banks more room to support legitimate overseas travel payments. It may also make the distinction between card, account-based and cash transactions more important for customers planning a trip, because the yearly allowance and the note limit are separate controls.

Bangladesh Bank’s circular index lists the foreign-exchange notice under its Foreign Exchange Policy Department. The Bangladesh Sangbad Sangstha report on the decision also said the other existing instructions would remain unchanged.

Travelers should therefore ask their bank which documents and transaction channels apply before buying currency or paying a foreign bill. A bank’s own processing time, available foreign exchange and compliance checks can affect what is released on a particular application.

The practical message is that the annual ceiling is higher, but the system is not unrestricted. Adults have an $18,000 yearly limit, children under 12 have half that amount, and the US dollar cash-note limit remains $5,000 under the latest circular.